Tag: credit-scoring
All the articles with the tag "credit-scoring".
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BNPL From Scratch: Underwriting, Disbursement, Collections
Building a buy-now-pay-later product end to end and selling it to banks. The credit model is the easy part. Disbursement, reconciliation, and collections are where it lives or dies.
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Alternative Credit Scoring When the Bureau Has No File
Scoring hundreds of thousands of small merchants with no credit-bureau file, where the ensemble was easy and the fairness, reason codes, and feedback loops were the part that took a year.